Mortgage Process

Initial Stage

Origination


This stage includes applying, getting pre-qualified, gathering all of the documents necessary for your application, and finding the property you like.This stage includes applying, getting pre-qualified, gathering all of the documents necessary for your application, and finding the property you like.

Processing

During this stage, we use third party service providers to get the appraisal done. Once the appraisal is done your file moves to the next stage

Approx. 2 Weeks
Approx. 3 Weeks

Underwriting

This is when you find out if your loan has been approved. If there are any conditions put in place by the underwriter, they must be satisfied here

Closing

Once underwriting is complete, we can clear your file for closing. Congratulations, you have closed on your new home!

Approx. 4 weeks.