Initial Stage
![](https://kuberfinancing.com/wp-content/uploads/2021/01/about_us.jpg)
Origination
This stage includes applying, getting pre-qualified, gathering all of the documents necessary for your application, and finding the property you like.This stage includes applying, getting pre-qualified, gathering all of the documents necessary for your application, and finding the property you like.
![](https://kuberfinancing.com/wp-content/uploads/2021/01/image.png)
Processing
During this stage, we use third party service providers to get the appraisal done. Once the appraisal is done your file moves to the next stage
Approx. 2 Weeks
Approx. 3 Weeks
![](https://kuberfinancing.com/wp-content/uploads/2021/01/home_3.jpg)
Underwriting
This is when you find out if your loan has been approved. If there are any conditions put in place by the underwriter, they must be satisfied here
![](https://kuberfinancing.com/wp-content/uploads/2021/01/buying-a-house-1.jpg)
Closing
Once underwriting is complete, we can clear your file for closing. Congratulations, you have closed on your new home!
Approx. 4 weeks.